Mortgage brokers have expertise in residential home lending and other property loans. They can also play an important role in helping businesses find and secure commercial and asset finance at competitive rates, by leveraging their network of lending institutions.
With so many lenders and products to choose from, it’s important to get the right business funding mix from the outset. Many brokers have a deep understanding of the commercial sector and the wide range of products available. They’re well placed to identify the most appropriate financing structures for you, based on your type of business and specific needs.
At Conquer Finance, we are experienced, Business Finance specialists and here are some advantages to having us manage your commercial and asset finance requirements :
Managing cash flow
For any business, big or small, good cash flow is vital. You need the financial capacity to meet day-to-day operational costs.
We can help with cash flow finance. This is essentially a way for a business to get cash before your customers actually pay. It may be through an overdraft facility or invoice discounting, which allows a business to access a proportion of your debtors’ unpaid invoices through the lender. It could also be through invoice factoring, where the lender takes responsibility for chasing your business’s debts.
Mixed funding for manufacturing assets
Businesses involved in manufacturing need the right plant and equipment to remain competitive. They also need financial arrangements designed to suit the industry.
Manufacturing equipment may be purchased from offshore vendors or made to order. This could initially require short-term financing arrangements, to be later replaced with longer-term asset funding. Additionally, a manufacturer with specialised equipment will probably need a more long-term solution than a business needing to purchase an asset such as a motor vehicle, or one that needs funds to complete a shop fit-out or to buy a commercial property.
We can play a crucial role not only in financing your manufacturing assets but in recommending the most appropriate lending facility.
Range and flexibility
With dozens of different lenders in the market, we are in a strong position to compare and find the most competitive commercial and asset finance products.
When necessary, we also have the flexibility to use multiple lending facilities to suit different business purposes. For example, a business may need a chattel mortgage for its plant and equipment, but a finance lease for other assets.
Using us as a mortgage broker means you have all the available lending options at your fingertips.
One-stop finance
As mortgage brokers, we do much more than arrange finance for home loans; we are also an invaluable resource for developing businesses. We can help to identify and secure commercial and asset funding to enable your growth, while at the same time preserving your operating cash flow.
At Conquer Finance, we can be a one-stop-shop for your financing needs. Contact us on 1300-513-467 to find out more about how we can help you with commercial and asset finance.